1 Year Since August 23 Derecho: Metro-Wide Wind Damage
In 30 days, it will be 1 year since the August 23, 2025 storm hit Indianapolis and Lawrence.
Insurance Claim Window Still Open
Most insurance policies allow 1-3 years to file storm damage claims. It's been 1 year since this storm. You have approximately 2 years remaining to file if you haven't already.
What Happened on August 23, 2025
Indianapolis, Lawrence, Speedway, Carmel, Fishers, Noblesville, Westfield, Avon, Brownsburg, Plainfield, Zionsville, Lebanon, Whitestown, Greenwood, Franklin, Bargersville, Greenfield, McCordsville, Fortville (Marion, Hamilton, Hendricks, Boone, Johnson, Hancock Counties)
- A derecho (widespread wind storm) tracked across Indiana from 11:00 AM to 2:00 PM, with sustained winds of 60-70 mph and peak gusts to 85 mph recorded across the metro.
- Unlike typical thunderstorms that affect narrow corridors, this derecho impacted the entire nine-county metro area simultaneously, overwhelming emergency services and utilities.
- Power outages affected over 250,000 customers, with some areas without electricity for up to one week during late-summer heat.
Why the 1-Year Mark Matters
Damage Ages Into Leaks
Hail impacts and wind damage don't always cause immediate leaks. Dented shingles lose granules over 1 year, exposing the mat underneath. Lifted tabs let water underneath. What started as invisible bruising becomes water damage years later.
Claim Deadlines Approaching
You have approximately 2 years left to file a claim for damage from this storm. After 3 years, most policies won't cover it, even if the damage is real.
What the Record Shows
A derecho (widespread wind storm) tracked across Indiana from 11:00 AM to 2:00 PM, with sustained winds of 60-70 mph and peak gusts to 85 mph recorded across the metro. If you were in the affected area and haven't checked your roof since, damage from this event may still be going unnoticed.
What Should You Do Now?
If you lived in the affected area:
- Check if this storm hit YOUR address: Use our Storm Impact Checker to see distance and damage probability
- Inspect your roof: Look for missing shingles, dented gutters, granule loss in downspouts
- Schedule a professional inspection: We provide free photo-documented inspections formatted for insurance claims
- File before the deadline: You have ~2 years left to file
- Document everything: Use our Claim Assistant to generate proper documentation
Other Storms in Indianapolis
If you're in Indianapolis, your roof may have been hit by multiple storms. Check our complete history: