Storm Just Hit? Get It Documented.
Hail and wind damage in the Indianapolis metro isn’t always visible from the ground, and the out-of-town door-knockers show up before the puddles dry, then leave the race early. Get a free, photographed inspection from a local crew that finishes, then decide.
Active leak right now? Call (317) 760-2666
Updated June 2026 · Reviewed by Ruben Rodriguez & Luis Reyes, Owners
What to Do in the First 48 Hours
No panic, no ladder: four steps that protect both your roof and your claim.
Check from the ground
Dented gutters or downspouts, shingle pieces in the yard, granules piling at downspout exits. Don't get on the roof. Hail-bruised shingles are slick and brittle.
Photograph what you see
Phone photos of anything visible (yard debris, dented metal, broken screens), with the date. It corroborates the storm event for your claim.
Get a documented inspection
We walk the roof, photograph every impact and crease, and write up the scope. You'll know if it's cosmetic, repairable, or a total loss.
Decide with real information
If there's claim-worthy damage, you call your insurer with our documentation in hand. If there isn't, you've lost nothing and gained a dated baseline.
Did a storm actually hit your address?
Check your home against National Weather Service hail and wind reports on our interactive storm map before you decide anything.
What Hail and Wind Damage Looks Like
From the ground you can spot some of it. The rest, the bruises that turn into leaks two winters from now, takes someone on the roof.
- Dented gutters, downspouts, or flashing. Soft metal shows hail first. If the metal took hits, the shingles did too.
- Granules collecting at downspouts. Hail knocks the protective granule layer loose; heavy shedding after a storm is a red flag.
- Dark spots or bruises on shingles. Impact points expose the dark asphalt under the granules, often only visible up close, on the roof.
- Creased, lifted, or missing shingles. Wind damage: creased tabs fail early even when they lie back down afterward.
- Broken or cracked vents, skylights, or window screens. Collateral damage that helps date and prove the storm event on a claim.
- Nothing visible at all. The most common case. Most hail damage can't be seen from the ground. That's exactly what the free inspection is for.
How We Help With Your Claim, and Where We Stop
We’re roofers, not adjusters, and under Indiana law that line matters. Here’s exactly what you get from us on an insurance job, and the two things no legitimate contractor will ever offer you.
Indiana’s home improvement law (IC 24-5-11) makes it illegal for a contractor to pay or rebate your deductible, advertise a “free roof,” or act as your claim negotiator. Treat any of those offers as the warning it is.
- Photo documentation of every impact. Roof-level photos, dated and organized, formatted to hand directly to your adjuster.
- A written, itemized scope. What's damaged, what it takes to fix it, at our real fixed prices: the apples-to-apples document a claim needs.
- A walkthrough with your adjuster. We'll meet them on site to point out what we found. You file the claim; we make sure nothing gets missed.
- An honest 'no' when it's not claim-worthy. Cosmetic damage that doesn't shorten roof life isn't worth a claim on your record, and we'll say so.
- Never: deductible games. No waiving, rebating, or 'we'll take care of it.' That's insurance fraud in Indiana, full stop.
Insurance Claim Assistant
Build an adjuster-ready damage packet: photos, storm date, and an itemized scope you can hand your insurer.
Claim Approval Predictor
Answer six questions and see how likely your storm claim is to be approved before you file.
Storms We’re Tracking
Extended Storm Response Across Central Indiana
Our day-to-day service area is the Indianapolis metro, but after major hail or tornado events we deploy crews farther out, to communities like Kokomo, Lafayette, Columbus, Bloomington, New Castle, and Marion. If a verified storm has hit your area and you want a documented inspection from an established Indianapolis contractor instead of a traveling storm outfit, call us. If we can responsibly take the work, we will, and if we can’t, we’ll tell you that too.
Storm Damage Questions
Should I call my insurance company or a roofer first?
Can you waive or cover my insurance deductible?
How long do I have to file a hail damage claim in Indiana?
A door-knocker says my roof is totaled. Are they right?
What does a storm damage inspection cost?
Storm Inspections Across the Metro